1. PRIVACY POLICY

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Privacy Policy must also clearly state:

• Information collected
• How information is used
• Data protection & security practices
• Cookie and tracking disclosures

2. SMS TERMS OF SERVICE (Carrier-Compliant Block)

Shore Lenders, LLC DBA Shore Lenders SMS Terms

Program Description:

We send mortgage application updates, appointment confirmations, document reminders, and promotional mortgage offers to users who have opted in.

Cancellations & Opt-Out:

You can cancel the SMS service at any time by texting STOP. After you send STOP, you will receive a confirmation message. You will no longer receive SMS messages.

Help & Support:

Reply HELP for assistance or contact support@shorelenders.com.

Carrier Liability:

Carriers are not liable for delayed or undelivered messages.

Message Frequency & Cost:

Message frequency varies. Message and data rates may apply.

Privacy:

Please review our Privacy Policy for additional information.

5. 10DLC CAMPAIGN REGISTRATION DESCRIPTION

Use Case: Mortgage Loan Updates & Promotional Messaging
Opt-In Method: Website form with unchecked optional checkbox consent
Opt-Out Method: STOP
Help Response: HELP
Estimated Frequency: 1–6 messages per month
No purchased, rented, or third-party lead lists are used.

6. NEW JERSEY LICENSING & NMLS DISCLOSURE

Shore Lenders, LLC is a licensed mortgage company.
NMLS Company ID: [INSERT COMPANY NMLS ID]
Individual NMLS IDs available upon request.
Licensed by the New Jersey Department of Banking and Insurance.
For licensing information, visit www.nmlsconsumeraccess.org.
Equal Housing Opportunity Lender.